Effective September 11, 2026
By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use this site.
Information on this website, including any quote estimates, is for general informational purposes only and does not constitute an offer of insurance or a binding insurance contract. No coverage exists until an application is underwritten and approved by a licensed insurance carrier and a policy is issued. Rates and coverage availability shown or discussed are subject to change and final underwriting approval.
Kester Insurance & Financial Services Group is a licensed independent insurance agency. Current state licensing is listed on this site's Locations page and in the footer. Insurance products are only offered in states where the agency and its producers are properly licensed.
Content on this site, including blog posts, is provided for general informational purposes and does not constitute personalized insurance, legal, tax, or financial advice. You should discuss your specific situation directly with a licensed agent before making coverage decisions.
We try to keep information on this site current and accurate, but we make no warranty, express or implied, regarding the completeness or accuracy of any content on this site, including coverage descriptions, pricing information, or blog content.
This site contains links to third-party websites and services, including our rating platform, policy portal, payment processor, live chat provider, and social media pages, which we do not own or control. We are not responsible for the content, privacy practices, or terms of those third-party sites.
All content on this site, including text, graphics, logos, and images, is the property of Kester Insurance & Financial Services Group or its licensors and may not be copied, reproduced, or distributed without prior written permission.
To the fullest extent permitted by law, Kester Insurance & Financial Services Group is not liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on information contained on it.
You agree to indemnify and hold harmless Kester Insurance & Financial Services Group from any claims, damages, or expenses arising from your misuse of this website or violation of these Terms of Use.
These Terms of Use are governed by the laws of the State of Oklahoma, without regard to its conflict of laws principles, unless otherwise required by the insurance laws of the state in which you reside.
We may update these Terms of Use from time to time. The "Effective Date" at the top of this page reflects the most recent revision. Continued use of the site after changes are posted constitutes acceptance of the updated terms.
Questions about these Terms of Use can be directed to the phone number or email address listed in the footer of this site.
